COVID-19 (Coronavirus) Information & Business Assistance Programs
Families First Coronavirus Response Act (FFCRA)
FFCRA is helping the United States combat COVID-19 by giving all American businesses with fewer than 500 employees funds to provide employees with paid leave, to allow for the employee’s own health needs or to care for family members. This ensures workers are not forced to choose between their paychecks and public health measures while at the same time reimbursing businesses.
Eligible leave includes 2 weeks per employee of sick leave under the FFCRA and an additional 10 of the 12 weeks of FMLA including the health insurance premiums are refundable via a tax credit.
Guidance is provided in the following documents:
- Fact Sheet for Employees
- Fact Sheet for Employers
- Questions and Answers
- FFCRA Recorded Webinar Slides
- FFCRA Recorded Webinar
Attached below are posters on the FFCRA produced by the Department of Labor (DOL), Hour and Wage Division, as well as guidance notice requirements, and a Field Assistance Bulletin regarding a temporary non-enforcement period to the FFCRA.
WAGE AND HOUR LAUNCHES NEW FFCRA ONLINE TOOL
Wage and Hour launched a new online tool that guides workers through a series of questions to help them determine if they are eligible for paid sick leave or expanded family and medical leave under the Families First Coronavirus Response Act (FFCRA). As America continues to re-open, this tool stands to help employees and employers to determine who is qualified for the FFCRA protections and benefits. Here is the full link: https://www.dol.gov/agencies/whd/ffcra/benefits-eligibility-webtool.
Coronavirus Aid, Relief and Economic Security (CARES) Acts
The CARES Act legislation provides $377 billion in small business aid, defers federal student loan payments through Sept. 30th, and provides $100 billion for hospitals and $200 billion for other “domestic priorities,” including childcare and assistance for seniors.
It also gives a one-time check of $1,200 to Americans who make up to $75,000 ($150,000 for married couples filing jointly). The amount would be reduced for individuals making more than $75,000, zeroing out at $99,000 ($198,000 for married filing jointly). Individual tax filers or married couples would receive an additional $500 for each dependent child 16 years of age or under.
The IRS needs your banking information for direct deposit from your 2018 return. If they do not have your direct deposit information, visit www.irs.gov/getmypayment.
Governor Sununu has waived the one-week waiting period for filers. Individuals who are unemployed or have lost hours due to coronavirus related circumstances are able to file for unemployment benefits. NH Employment Security issued guidance (see below) that claims made by impacted employees will be charged against a State of NH unemployment trust fund as opposed to the employer’s account. This Pandemic Unemployment Assistance will be state-administered but fully federally funded effective through December 31, 2020. If there are questions or concerns regarding employer charges pertaining to unemployment, contact NHES at 603-271-7700 and www.nhes.nh.gov All NHWorks offices are closed to the public and filings must be completed online using this link: NH Department of Employment Security
Increased Unemployment Benefits:
In addition to the Federal CARES Act, New Hampshire is increasing benefits for those on unemployment with the following:
- Increased weekly minimum benefit from $32 a week to $168 a week for those on Pandemic Unemployment Assistance.
- Adding an additional $600 per week to individuals' benefits - 100% federally funded.
- Extending the maximum length of benefits by 13 weeks to 39 weeks.
- Those currently collecting unemployment benefits need not take any additional action to receive increased benefits.
Safer at Home
The safe reopening of the New Hampshire economy is underway and detailed guidance for sectors to follow have been released, as they begin to welcome back customers, clients and visitors.
At the core of this reopening, all businesses, attractions, manufacturers and other sectors must follow Universal Guidance; some have additional procedures to follow, with the aim of mitigating the spread of COVID-19.
Visit to page below to see updates as these guidelines expand to cover additional sectors.
CDC GUIDANCE DOCUMENTS FOR REOPENING
OSHA Releases New COVID-19 Guidance for Construction Trades
The US Department of Labor’s Occupational Safety and Health Administration (OSHA) has unveiled a new COVID-19 related guidance specifically for the construction trades. According to OSHA the guidance is intended for construction employers and workers, such as those engaged in carpentry, ironworking, plumbing, electrical, heating/ ventilation/air conditioning, masonry and concrete work, utility construction work, and earthmoving activities.
The Governor's Economic Re-Opening Task Force continues to hold meetings. The task force is charged with developing a plan and overseeing the state and private-sector actions needed to reopen New Hampshire’s economy and getting people back to work as soon as possible, in a phased approach, while minimizing the adverse impact on public health. The road map for the task force can be found here.
Call-in: 1-800-356-8278 or 1-857-444-0744
Pin: 194499 or 600744
If anybody has a problem getting on the call, please call 603-271-0670 or email at email@example.com
- December 3, 2020
- December 10, 2020
- December 17, 2020
Comments from the public can be submitted via email to firstname.lastname@example.org
NH DHHS LAUNCHES NEW COVID-19 DASHBOARD TO TRACK IMPACT OF CORONAVIRUS
The NH Department of Health and Human Services (NH DHHS) announced the launching of a new COVID-19 dashboard to help residents and stakeholders track the impact of the coronavirus on our communities. This dashboard will be updated daily to provide data on COVID-19 cases, related hospitalizations and deaths with demographic details and county of residence. The goal of the COVID-19 Dashboard project is to make data easy to access.
The COVID-19 Dashboard can be found at:
2020 Business Resiliency Survey Results
NH Establishes Online Job Portal
GOFERR Roadmap For Recovery
Governor Sununu announced the Governor's Office for Emergency Relief and Recovery (GOFERR) will be providing $595 million of relief funds from the $1.25 billion federal funds from the CARES act that NH received.
For information on funds and expenditures, visit www.goferr.nh.gov
SBA Business Assistance Programs
ECONOMIC INJURY DISASTER LOANS (EIDL)
In response to the Coronavirus (COVID-19) pandemic, small business owners, including agricultural businesses, and nonprofit organizations in all U.S. states, Washington D.C., and territories can apply for an Economic Injury Disaster Loan. The EIDL program is designed to provide economic relief to businesses that are currently experiencing a temporary loss of revenue due to coronavirus (COVID-19).
If you have already applied via the streamlined application portal, please do not resubmit your application.
Please note, the EIDL Advance funds have been fully allocated and are no longer available.
Get the Latest on PPP Forgiveness
PPP LOAN DETAILS
The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll.
SBA will forgive loans if all employee retention criteria are met, and the funds are used for eligible expenses.
- PPP loans have an interest rate of 1%.
- Loans issued prior to June 5 have a maturity of 2 years. Loans issued after June 5 have a maturity of 5 years.
- Loan payments will be deferred for borrowers who apply for loan forgiveness until SBA remits the borrower's loan forgiveness amount to the lender. If a borrower does not apply for loan forgiveness, payments are deferred 10 months after the end of the covered period for the borrower’s loan forgiveness (either 8 weeks or 24 weeks).
- No collateral or personal guarantees are required.
- Neither the government nor lenders will charge small businesses any fees
PPP LOAN FORGIVENESS
Borrowers may be eligible for loan forgiveness if the funds were used for eligible payroll costs, payments on business mortgage interest payments, rent, or utilities during either the 8- or 24-week period after disbursement. A borrower can apply for forgiveness once it has used all loan proceeds for which the borrower is requesting forgiveness. Borrowers can apply for forgiveness any time up to the maturity date of the loan. If borrowers do not apply for forgiveness within 10 months after the last day of the covered period, then PPP loan payments are no longer deferred and borrowers will begin making loan payments to their PPP lender.
How to Apply for Loan Forgiveness:
- Contact your PPP Lender and complete the correct form
- Compile your documentation
- Submit the forgiveness form and documentation to your PPP Lender
- Continue to communicate with your Lender throughout the process
Seacoast Chamber Alliance Landing Page
The six Seacoast region Chambers of Commerce, including the Hampton Area Chamber of Commerce, Exeter Area Chamber of Commerce, The Chamber Collaborative of Greater Portsmouth, Greater Dover Chamber of Commerce, Greater Rochester Chamber of Commerce, and The Falls Chamber of Commerce, representing over 2,500 businesses, are supporting our business community’s COVID-19 recovery efforts in partnership with the State of New Hampshire. Visit the Chamber Alliance webpage for more information and resources on business recovery.
New Hampshire State of Emergency Declared
New Hampshire's Stay-At-Home order has expired and a "Safer at Home Advisory" is now in place.
Click on each Emergency Order listed below to access the Executive Order document.
Executive Order 2020-04: An order declaring a state of emergency due to Novel Coronavirus (COVID-19).
Executive Order 2020-05: Extension of State of Emergency Declared in Executive Order 2020-04.
Executive Order 2020-07: An order amending Executive Order 2020-06.
Executive Order 2020-08: Second Extension of State of Emergency Declared in Executive Order 2020-04.
Executive Order 2020-09: Third Extension of State of Emergency Declared in Executive Order 2020-04.
Executive Order 2020-10: Fourth Extension of State of Emergency Declared in Executive Order 2020-04.
Executive Order 2020-13: An order amending Executive Order 2020-11.
Executive Order 2020-14: Fifth Extension of State of Emergency Declared in Executive Order 2020-04.
Executive Order 2020-15: Sixth Extension of State of Emergency Declared in Executive Order 2020-04.
Executive Order 2020-16: Seventh Extension of State of Emergency Declared in Executive Order 2020-04.
Executive Order 2020-17: Eighth Extension of State of Emergency Declared in Executive Order 2020-04.
Executive Order 2020-18: Ninth Extension of State of Emergency Declared in Executive Order 2020-04.
Executive Order 2020-20: Tenth Extension of State of Emergency Declared in Executive Order 2020-04.
Executive Order 2020-21: Eleventh Extension of State of Emergency Declared in Executive Order 2020-04.
Executive Order 2020-22: An Order Establishing the Council on Housing Stability.
Executive Order 2020-23: Twelfth Extension of State of Emergency Declared in Executive Order 2020-04.
- Temporary remote instruction and support for public K-12 school districts.
- Gatherings of 50 people or more are prohibited. Restriction of food and beverage sales to carry-out, delivery, curbside pick up or drive through only.
- Prohibition of discontinuation of essential services including electricity, gas, water, telephone, cable and internet, through the duration of the State of Emergency.
- Eversource has committed to this order, and has useful information for their customers and the community. Visit their website here.
- Prohibition of issuance or enforcement of eviction notices for the duration of the emergency.
- Suspends the one week waiting period for those filing for unemployment benefits.
- All claims and questions should be directed to NHES.NH.GOV or call the Unemployment Assistance Hotline at (603)271-7700.
- Temporary authorization of take-out or delivery of beer or wine.
- Temporary modification of data and privacy governance plans.
- Temporary expansion of access to Telehealth Services to protect the public and health care providers.
- Establishes the COVID-19 Emergency Healthcare System Relief Fund, a $50 million fund for hospitals and health care providers in the state which will provide short-term, no interest loans.
- Requires all sellers of groceries to temporarily transition to use of single use paper or plastic bags.
- Temporary authority to perform secure remote online notarization.
- Temporary modification of public access to meetings under RSA 91-A.
- Temporary allowance for New Hampshire pharmacists and pharmacies to compound and sell hand sanitizer over the counter ("OTC") and to allow pharmacy technicians to perform non-dispensing tasks remotely.
- Temporary authorization for out-of-state pharmacies to act as a licensed mail-order facility within the State of New Hampshire.
- Temporary authorization for out of state medical providers to provide medically necessary services and provide services through telehealth.
- Temporary prohibition of scheduled gatherings of 10 or more attendees.
- Closure of non-essential businesses and requirig Granite Staters to stay at home.
- Temporary modification to Department of Safety Laws and Regulations.
- Extension of Remote Instruction and Support for Public K-12 Schools.
- Temporary emergency wage enhancement for New Hampshire Liquor Commission retail employees.
- Establishment of the COVID-19 Emergency Domestic and Sexual Violence Services Relief Fund.
- Authorization of emergency funding for child protection services.
- Temporary modification of municipal and local government statutory requirements.
- Modification and clarification of Emergency Order #4.
- Temporary modification of interest penalty for late payment of property taxes.
- Extension of Emergency Orders 2, 6, and 16.
- Restriction of hotels and other lodging providers to provision of lodging for vulnerable populations and essential workers.
- Temporary non-congregate sheltering order to reduce the spread of COVID-19.
- Temporary modification to executive branch deadlines and requirements.
- Temporary requirements regarding healthcare provided in alternate settings.
- Establishment of the COVID-19 Long Term Care Stabilization Program.
- Extension of Emergency Orders #1 and #19 (temporary remote instruction and support for public K-12 school districts).
- Activation of the New Hampshire Crisis Standards of Care Plan.
- Further temporary requirements regarding health insurer coverage of health care services related to the coronavirus.
- An order temporarily waiving the 28-day separation period before a retired public employee can return to work on a part-time basis.
- Ensuring Worker's Compensation coverage of New Hampshire first responders exposed to COVID-19.
- An order relative to Executive Branch hiring and out-of-state travel.
- Temporary modification of school board and district statutory requirements.
- Temporary allowance for agents to consent to clinical trials.
- Extending and modifying Emergency Order #17 (Closure of non-essential businesses and requiring Granite Staters to stay at home).
- Additional Medicaid Eligibility for Uninsured.
- Authorizing temporary health partners to assist in responding to the COVID-19 in long-term care facilities.
- Temporary modification to requirements for change of party affiliation.
- Pursuant to Executive Order 2020-04 as Extended by Executive Orders 2020-05, 2020-08 and 2020-09 PDF file - Modification of Emergency Order #9 (Establishment of the COVID-19 Emergency Healthcare System Relief Fund)
- Pursuant to Executive Order 2020-04 as Extended by Executive Orders 2020-05, 2020-08 and 2020-09 PDF file - Modification of Emergency Order #31 (Establishment of the COVID-19 Long Term Care Stabilization Program)
- Further expanding access to medical providers.
- Expanding access to COVID-19 testing via licensed pharmacists.
- Special Education Requirements to Support Remote Instruction.
- Extending and Modifying Emergency Order #17 (Closure of non-essential businesses and requiring Granite Staters to stay at home)
- Temporary modification of travel expense allowance for members of the General Court
- An order terminating Emergency Orders #4 and #24.
- An order regarding public health guidance for business operations and advising Granite Staters that they are safer at home.
- Amendment to Emergency Order #36 (Ensuring Worker's Compensation Coverage for New Hampshire First Responders Exposed to COVID-19).
- An Order Regarding Refunds of Road Tolls to Private School Bus Owners for Transportation of Meals to Students During the COVID-19 Pandemic.
- Extension of COVID-19 Long Term Care Stabilization Program.
- Temporary Modification of Procedure Relative to Appropriations and Tax Payments.
- Temporary emergency wage enhancement for certain employees of the New Hampshire Department of Natural and Cultural Resources, Division of Parks and Recreation.
- An Order Terminating Emergency Order #3.
- Temporary Modification of Health and Human Services Rules and Statutes Regarding MEAD Premium and Signature Requirements.
- Termination of Emergency Order #10.
- Extending Emergency Order #52.
- An order protecting pre-existing non-conforming use status for summer camps unable to operate due to COVID-19 during the summer of 2020.
- An order requiring face coverings for certain scheduled gatherings of 100 or more individuals, as part of the state's efforts to respond to COVID-19.
- Temporary Remote Instruction and Support and Hybrid Instruction for K-12 School Districts.
- An order authorizing assessments of civil penalties against businesses, organizations, entities, property owners, facility owners, organizers, and individuals who violate emergency orders.
- An order extending Emergency Order #52.
- Establishing the Remote Learning Center Verification Program.
- Unemployment compensation changes to broaden eligibility.
- Ethics Committee for Crisis Standards of Care Clinical Guidelines.
- An order extending Emergency Order #52.
- Temporary Suspension of Penalty for Failure to File Financial Report Pursuant to RSA 198:4-f.
- Travel Guidance and Extension of Emergency Order #52.
- Reactivation of the COVID-19 Long Term Care Stabilization Program.
- An order requiring persons to wear masks or cloth face coverings when in public spaces without physical distancing.
Federal Funding Programs and Resources
NH Charitable Foundation Community Crisis Action Fund
The New Hampshire Charitable Foundation has announced a Community Crisis Action Fund, that provides grants to nonprofits who are working to reduce the impact of COVID-19, such as food for children and seniors, shelter for homeless and families, and transportation. Grants will also help longer-term needs like health care, emergency response, childcare, and food security. Additional grants will be used to support local emergency funds.
Center for Disease Control (CDC)
Announcements from NH DMV
- DMV transactions are only being processed through our drop box services, online, through the mail or by appointment.
- Please visit the DMV's Appointments and Services page for directions on completing your specific transaction.Other important information:
- In-person driver license appointments are currently only available for licenses that are expired or are expiring by November 30, 2020. Customers are encouraged to renew online, if eligible.
- REAL ID compliance deadline has been extended until October, 2021. REAL ID transactions are not currently conducted outside of renewal transactions.
- All motor vehicle related hearings will be held by video or phone conference. Please email email@example.com to provide an email and phone number to facilitate scheduling.
Masks available for purchase at NH State Liquor Stores
Governor makes masks available at NH State Liquor Stores for businesses at cost.
Main Street Lending Program
The Federal Reserve established a Main Street Lending Program. The Main Street Lending Program will enhance support for small and mid-sized businesses that were in good financial standing before the onset of COVID-19.
The Program operates through five facilities:
Employee Protection Tax Credit
Employee Retention Tax Credit Program
This program is designed to help businesses that are closed or partially closed due to the crisis or have experienced greater than 50% in quarterly revenue losses. Note – employers who receive a PPP loan are not eligible for this tax credit. The US Chamber of Commerce has produced a useful infographic on the program. Additional details are provided in the attached business resources and on the IRS website: https://www.irs.gov/coronavirus
NH Providing COVID-19 Testing
Most health insurance plans cover tests for COVID-19 without a copay, coinsurance, or deductible.
Many locations throughout the state including hospitals, pharmacies, primary care offices, urgent care
centers and many other locations offer COVID-19 tests. Tests for active COVID-19 disease are available
in locations across New Hampshire and include both the polymerase chain reaction (PCR) test and the
rapid antigen test. The PCR test is for persons with or without symptoms of COVID-19. The rapid
antigen test is for persons with symptoms and within a specific timeframe after onset of symptoms.
Persons who do not have insurance or have a health insurance plan that does not fully cover the cost of
tests may have access to pay for testing via a New Hampshire Limited COVID-19 Testing Benefit. To
apply online for the Testing Benefit, please visit NH EASY at https://nheasy.nh.gov and click on “COVID19 Testing”. Additional information about other DHHS programs and benefits, including different
Medicaid plans that cover more than COVID-19 testing services, are on the NH EASY website.
Tips for Small Businesses
Beware of Cyber-threats and Scams (See attached)
There is a fast rise in fake CDC emails, phishing emails related to charity and fake vaccines, and counterfeit PPE. Please be extra diligent and report anything suspicious to the FBI’s Internet Crime Complaint Center at www.ic3.gov and to the State of NH Dept of Justice Consumer Protection Bureau via email DOJ-CPB@doj.nh.gov.
Stay home if...
Encourage your employees to stay home if they, or someone in their household is feeling sick.
Handle food carefully
Limit food sharing. Strengthen health screening for cafeteria staff and their close contacts. Ensure cafeteria staff and their close contacts practice strict hygiene.
Practice good hygiene
Stop handshaking - use other non-contact methods of greeting. Clean hands at the door and schedule regular hand washing reminders by email. Create habits and reminders to avoid touching faces and cover coughs and sneezes. Disinfect surfaces like doorknobs, tables, desks, and handrails regularly. Increase ventilation by opening windows or adjusting air conditioning.
Be careful with meetings & travel
Use videoconferencing for meetings when possible. When not possible, hold meetings in open, well-ventilated spaces. Consider adjusting or postponing large meetings or gatherings. Assess the risks of business travel.
If you have any questions please call (603)225-1400 or email NewHampshire_DO@sba.gov.
Other Helpful Links
USDA Rural Development:
Click here to see more about...